Is Community College the Right Place to Start?


Many students choose to start their college careers at a two-year community college. Is it right for you or your student? Compare options below.

Two-Year Community College Four-Year College or University
Annual in-state tuition and fees*

Costs are typically lower at two-year colleges.


• National average: $3,347
• Iowa average: $4,541


• National average (public four-year): $9,139
• Iowa average (public four-year): $7,857
• National average (private four-year): $31,231
• Iowa average (private four-year): $29,650

Annual room and board*

Many students at two-year colleges choose to live at home and commute.


• National average: $7,705
• Midwest average: $6,486


• National average (public four-year): $9,804
• Midwest average (public four-year): $8,968
• National average (private four-year): $11,188
• Midwest average (private four-year): $9,691

Type of degree

If you plan to transfer from a two-year college to a four-year institution, you should first check how and if specific credits will transfer.

• Associate degrees and certifications for trade-related careers
• Transferrable general education requirements
• Bachelor
• Post-graduate degrees
Hands-on experience • Close association with area industries
• Often offer local apprenticeships and internships
• Can be limited for undergraduate students
• Opportunities for local, national and international internship, cooperative education and study-abroad programs
Campus experience • Traditional to commuter campus
• More limited campus activities
• Traditional
• Extensive campus activities and clubs
Confidence in major or career choice • Little opportunity to explore variety of majors
• Opportunity to achieve a two-year degree, work and then re-evaluate
• More opportunity to explore before declaring a major
• Changing majors and five- or six-year graduation rates are common
Classroom instruction • Career professionals
• Nontenured instructors
• Tenured professors
• Nontenured professors
• Other instructors
• Graduate students
Admission requirements • High school graduate
• Placement test may be required
• ACT or SAT may be required for specific degrees
• High school graduate
• ACT or SAT usually required
• Minimum high school grade point average
• Essay, interview or other requirement may be needed
Schedule flexibility

Do you need to work around a work or family schedule?

• Daytime and evening classes
• Some weekend classes
• Online classes
• Mostly daytime classes
• Some evening and online classes

*2014–2015 Trends in College Pricing, College Board

 By: Iowa Student Loan