College Visits 101

The college applications are in and the FAFSA is filed, so what should you and your student do while you wait to hear about acceptances and financial aid awards? Many families choose this time to visit or re-visit their top choices for next year. Here’s what you can do to make the college tour a valuable experience this winter.

Determine your itinerary for each trip.
The number of colleges you visit in a single trip depends on a number of factors, including the time available to you and your student, transportation and lodging costs, your and your student’s tolerance for multiple visits, and campus schedules.

Try to make a logical plan for visiting multiple colleges in a single region or trip to avoid backtracking, extra expenses or lack of time to see everything you want to. Also consider your student’s current commitments, such as class projects or extracurriculars, that may be distracting while he or she is traveling.

Check each school’s admissions website for blackout dates, campus breaks and scheduled events to help you choose an optimal date for each.

Contact each college.
Your student should be able to find the admissions officer responsible for your home region online and investigate the options for visiting. Some things to consider:

  • Is a scheduled visit day for scholarship recipients, accepted students or high school seniors the best venue for you and your student?
  • If your student hasn’t been accepted yet, does the college consider interest in its acceptance decision and how can your student best demonstrate that while on campus? If an interview is required or optional for acceptance or for a scholarship opportunity, is there an opportunity to do that?
  • Would you prefer a group campus tour and information session or a more individual experience if available?
  • Is your student able to attend an academic class, spend the night with student, or speak with club or activity leaders?
  • Will your student want to meet with an athletic coach, a professor who offers research opportunities, an academic sponsor or other faculty?
  • Do you and your student want to investigate resources for any special needs, such as dietary concerns, physical limitations or learning styles?

Allow your student to investigate and schedule any meetings or tours.

Sign up as required.
You may need to reserve a spot for a campus tour, informational session or special activity. Many colleges offer an online signup; you or your student may need to call or email others. Make sure you understand the process for joining a tour, meeting with faculty or students, lunch at a dining hall and other activities.

Determine what to do if you miss a scheduled time due to travel delays, weather or illness.

Do your homework.
Research statistics and information on the colleges’ websites, read reviews and student comments on social media, and compare offerings with tools like College Navigator. By making an effort ahead of time, you’ll know more about what to expect and what to look for. In addition, it frees you and your student to gather information that’s not readily available elsewhere.

See what to ask and what not to ask on college visits.

Be ready to create a record.
Depending on the number of colleges on your list, you and your student may easily start confusing or forgetting information. Be prepared to help with a notebook or notecards, by snapping photos, and bringing lists of questions you and your student have discussed for each campus.

After a round of visits, allow your student some time to digest information and form opinions before you ask for his or her thoughts about a campus or share yours.

Enjoy your trip.
Consider your student’s frame of mind when visiting colleges and be prepared to duck out early, graciously, if your student is overwhelmed or doesn’t feel a campus is the right fit. Find appealing activities to do in the surrounding communities if you have the time to provide a break from the tours and to experience life around campus.

Consider a respectful game of campus tour bingo to prevent tours from blending together.

By: Iowa Student Loan

Five Advantages to Working During Breaks

If you need to build up savings for college and living expenses, think about a job during holiday and spring breaks.

Here are five advantages to working during school breaks.

Maintain your regular study schedule.
Because you don’t have classes to take up a large part of your day, you can often dedicate a large chunk of time to your job. If your break also falls between school terms, you can devote even more hours to earning money since you won’t have studying or homework to do.

Build up earnings.
You may be able to work 40 or more hours a week to maximize your earnings in a short period of time. Even better, while you’re working many hours, you have less time and opportunity to spend your earnings, so you’re able to save more to reach your financial goals.

Take advantage of openings.
Many employers need extra, short-time help to deal with the increased workload during the holidays. Besides standing behind a cash register, you may be able to find positions to help with stocking, holiday displays, returns and exchanges, or filling in for others who are on vacation. Seasonal employment is also more widely available.

Gain work experience.
You may find it easier to land a paid internship or co-op position for a short break than you would for an entire semester or school term. Even jobs that aren’t directly tied to your intended career can provide valuable transferrable skills.

Create a relationship.
As a reliable seasonal employee, you may be able to return to the same position, or more advanced positions with the same employer, break after break. You may even be able to land a permanent position or develop a network of mentors who will help you after college graduation.

See additional ideas for making money during breaks.

By: Iowa Student Loan

New Tool Helps Students Make Informed Grad School Decision

Iowa Student Loan Encourages Grad Degree Candidates to Consider Future Debt

Iowa Student Loan has a new online tool to help students make informed decisions about their borrowing levels and their ability to successfully repay new student loan debt when considering the pursuit of an advanced degree.

The Grad Degree Gauge is a free tool available online.

Users are encouraged to consider their current and potential annual salaries with and without the new graduate degree; previous and future borrowing to pay for their education; and opportunities in a career associated with the intended graduate degree.

“I felt [the Grad Degree Gauge] was extremely helpful,” said Jordan Doetkott, a first-year graduate student studying organizational leadership at Grand View University in Des Moines. “It was very user friendly and a great asset to someone pursuing a master’s degree….it was straightforward and easy to navigate.”

The results are displayed as a number on a 0–100 gauge. The overall result is a composite of four indicators:

  • Current student loan debt in addition to maximum advisable new student loan debt
  • Anticipated salary change from the amount expected to be earned by holders of the previous degree, or the user’s actual salary if the user is currently in the workforce, to the amount expected to be earned by holders of the intended graduate degree
  • Number of new jobs in the indicated career by 2024 as projected by the U.S. Department of Labor’s Bureau of Labor Statistics
  • Percentage of people working in the indicated career who have a graduate degree as indicated by the BLS Occupational Employment Statistics

“A lot of factors can come into play when people decide whether it makes sense to pursue an advanced degree,” said Steve McCullough, president and CEO of Iowa Student Loan. “We want the ability to repay student loan debt to be one of the main things that students think about, whether they are continuing their education straight from a previous degree or going back to school after being in the workforce.”

 

Additional Resources
Also being debuted by Iowa Student Loan is the Parent Handbook, which consists of valuable tips that help families of students in sixth through 12th grades prepare for success in college and other postsecondary options. The Handbook is designed to address common questions and provide a roadmap for academic and financial success.

By: Iowa Student Loan