In-State Vs. Out-of-State Colleges

As you consider different colleges, are you looking at both in-state and out-of-state institutions? Consider these important differences when you think about the location of your chosen school.

InStatevsOutofStateDownload a PDF of this infographic.

Financial
When it comes to public, in-state colleges and universities, tuition is usually less for in-state students compared to what students from other states will pay. Tuition costs for in-state and out-of-state students do not usually differ, however, when it comes to private colleges and universities.

Travel expenses can really add up if you attend school outside of your home state. If you go to school across the country or even a few states away, you’ll likely need to consider auto or airline costs if you want to head home during breaks as well as costs to either store your belongings or get them to and from school each year.

Social
If you attend school in your home state, it may be easy to travel home to visit with friends and family on weekends. And, it’s likely some of your high school classmates will end up at the same campus, giving you a sense of confidence in a new environment. If you want to be more independent, you’ll have to work a little harder to avoid the temptation of the familiar.

If you cross state lines for school, you may only see your family two or three times during the school year and you may be the only person from your high school attending college at your campus. You’ll be able to interact with new people, maybe from very different backgrounds than your own and with varied experiences than what you’ve experienced in your hometown. It’s an easy way to become more independent but could lead to feelings of loneliness for some.

Choices
Your number of choices for in-state colleges and universities are obviously limited compared to what is on offer in the other 49 states, but you can make the most of an in-state school. Check out study abroad opportunities, statistics on students from other states and countries, and learn what academic programs they offer that are considered cutting-edge or tops in the country.

Out-of-state schools may offer you more specialty program opportunities as well as different climates, new surroundings and different challenges.

By: Iowa Student Loan